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Simple guides to tax, salary and savings in India, with real numbers from our calculators.
17 October 2026 · 6 min read
Old vs New Tax Regime FY 2026-27: Which One Saves You More?
On ₹18 lakh, the new regime costs ₹1,50,800 a year. The old regime only wins if your deductions pass ₹6,42,000. See the numbers for your salary.
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16 October 2026 · 5 min read
HRA Exemption: How It's Calculated, With a Worked Example (2026-27)
The tax-free part of HRA is the lowest of three amounts. A worked example, the eight 50% cities from 2026-27, and what proof you need.
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15 October 2026 · 5 min read
Home Loan Prepayment: Reduce EMI or Tenure? Which Saves More?
Prepaying ₹3 lakh on a ₹40 lakh loan saves ₹10,13,090 of interest if you cut the tenure, but only ₹3,05,645 if you cut the EMI.
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