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Sukanya Samriddhi Calculator (8.2%)
Free Sukanya Samriddhi Yojana calculator: maturity value at 8.2% for yearly deposits up to ₹1.5 lakh for 15 years, maturing 21 years after opening, with a year-by-year table.
Amount at maturity
₹71,82,119
₹71.82 Lakh
Deposit until 2040; the account matures in 2047.
Year by year
| Year | Deposit | Balance |
|---|---|---|
| 2026 | ₹1,50,000 | ₹1,62,300 |
| 2027 | ₹1,50,000 | ₹3,37,909 |
| 2028 | ₹1,50,000 | ₹5,27,917 |
| 2029 | ₹1,50,000 | ₹7,33,506 |
| 2030 | ₹1,50,000 | ₹9,55,954 |
| 2031 | ₹1,50,000 | ₹11,96,642 |
| 2032 | ₹1,50,000 | ₹14,57,067 |
| 2033 | ₹1,50,000 | ₹17,38,846 |
| 2034 | ₹1,50,000 | ₹20,43,732 |
| 2035 | ₹1,50,000 | ₹23,73,618 |
| 2036 | ₹1,50,000 | ₹27,30,554 |
| 2037 | ₹1,50,000 | ₹31,16,760 |
| 2038 | ₹1,50,000 | ₹35,34,634 |
| 2039 | ₹1,50,000 | ₹39,86,774 |
| 2040 | ₹1,50,000 | ₹44,75,989 |
| 2041 | ₹0 | ₹48,43,020 |
| 2042 | ₹0 | ₹52,40,148 |
| 2043 | ₹0 | ₹56,69,840 |
| 2044 | ₹0 | ₹61,34,767 |
| 2045 | ₹0 | ₹66,37,818 |
| 2046 | ₹0 | ₹71,82,119 |
💡 Good to know
- For a girl under 10. Deposit ₹250 to ₹1.5 lakh a year for 15 years; the account matures 21 years after opening.
- The rate (now 8.2%) is set by the government every quarter.
- Up to 50% can be taken out after she turns 18, for higher education.
- Deposits count for Section 80C in the old regime; interest and maturity are tax-free.
Rules last checked: October 2026. Assumes the same rate every year and deposits by 5 April. 🔒 Calculated on your device.
✅ Rules last checked:
📚 Official sources: National Savings Institute: SSY · India Post
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
🛠️ Spotted a mistake or an out-of-date rule? Tell us
Questions people ask
What is the Sukanya Samriddhi interest rate now?+
8.2% a year, compounded yearly. The government reviews it every quarter.
How much will ₹1.5 lakh a year give?+
About ₹71.8 lakh at 8.2% if you deposit by 5 April each year: ₹22.5 lakh deposited over 15 years, and the balance keeps earning until year 21.
Who can open an SSY account?+
A parent or guardian, for a girl under 10, at a post office or bank. One account per girl, up to two girls per family (three for twins or triplets).