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PPF Calculator (7.1%)
Free PPF calculator: maturity value of yearly deposits up to ₹1.5 lakh at 7.1%, tax-free interest, extensions in 5-year blocks and a year-by-year table.
PPF at maturity
₹40,68,209
₹40.68 Lakh
Year by year
| Year | Interest earned (tax-free) | Balance |
|---|---|---|
| 1 | ₹10,650 | ₹1,60,650 |
| 2 | ₹22,056 | ₹3,32,706 |
| 3 | ₹34,272 | ₹5,16,978 |
| 4 | ₹47,355 | ₹7,14,334 |
| 5 | ₹61,368 | ₹9,25,701 |
| 6 | ₹76,375 | ₹11,52,076 |
| 7 | ₹92,447 | ₹13,94,524 |
| 8 | ₹1,09,661 | ₹16,54,185 |
| 9 | ₹1,28,097 | ₹19,32,282 |
| 10 | ₹1,47,842 | ₹22,30,124 |
| 11 | ₹1,68,989 | ₹25,49,113 |
| 12 | ₹1,91,637 | ₹28,90,750 |
| 13 | ₹2,15,893 | ₹32,56,643 |
| 14 | ₹2,41,872 | ₹36,48,515 |
| 15 | ₹2,69,695 | ₹40,68,209 |
💡 Good to know
- Deposit ₹500 to ₹1.5 lakh a year. The rate (now 7.1%) is set by the government every quarter.
- Deposit by 5 April to earn interest for the whole year.
- The account matures after 15 full years and can be extended in blocks of 5 years.
- Deposits count for Section 80C in the old regime; interest and maturity are tax-free.
Rules last checked: October 2026. Assumes the same rate every year. 🔒 Calculated on your device.
✅ Rules last checked:
📚 Official sources: National Savings Institute: PPF · India Post: PPF
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
🛠️ Spotted a mistake or an out-of-date rule? Tell us
Questions people ask
What is the PPF interest rate now?+
7.1% a year, compounded yearly. The government reviews it every quarter.
How much will ₹1.5 lakh a year in PPF give after 15 years?+
About ₹40.68 lakh at 7.1%: ₹22.5 lakh deposited and about ₹18.18 lakh tax-free interest.
Can I extend PPF after 15 years?+
Yes, in blocks of 5 years, with or without new deposits. Apply within one year of maturity.