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RD Calculator (Post Office & Bank)
Free RD calculator: maturity value of a Post Office (6.7%) or bank recurring deposit, with quarterly compounding, for any monthly amount and term.
₹
%
Amount at maturity
₹3,56,829
₹3.57 Lakh
You deposit₹3,00,000
Interest earned₹56,829
💡 Good to know
- Post Office 5-year RD: 6.7% a year, compounded every quarter, from ₹100 a month.
- Bank RDs work the same way: enter your bank's rate and months.
- RD interest is taxable at your slab rate; banks deduct TDS when a year's interest is over ₹50,000 (₹1 lakh for seniors).
Rules last checked: October 2026. Quarterly compounding, deposits on time. 🔒 Calculated on your device.
✅ Rules last checked:
📚 Official sources: India Post: savings schemes
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
🛠️ Spotted a mistake or an out-of-date rule? Tell us
Questions people ask
What is the Post Office RD interest rate?+
6.7% a year for the 5-year RD (October–December 2026), compounded every quarter.
How much does ₹1,000 a month give in 5 years?+
About ₹71,366 at 6.7%: ₹60,000 deposited and ₹11,366 interest.
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