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Government schemes for senior citizens 2026 (Full List)
Government schemes for senior citizens: the full list with benefits, eligibility and official links. Check your own eligibility in 1 minute, free.
Government schemes for senior citizens: the list
Schemes checked for a typical example profile. If your situation differs, change the answers above.
- 🏥 Ayushman Bharat PM-JAY
Free hospital treatment up to ₹5 lakh per family per year at empanelled hospitals
- 🏠 PM Awas Yojana – Urban 2.0
Help to build or buy a house; or 4% interest subsidy on the first ₹8 lakh of a home loan (up to ₹1.8 lakh)
- 🔥 PM Surya Ghar Muft Bijli Yojana
Rooftop solar subsidy: ₹30,000 (1 kW), ₹60,000 (2 kW), ₹78,000 (3 kW or more); up to 300 units free power a month
- 🧓 Old Age Pension (IGNOAPS)
Monthly pension: central share ₹200 (60–79) or ₹500 (80+); most states add more
- 🧓 Senior Citizens Savings Scheme (SCSS)
Safe government savings with quarterly interest, up to ₹30 lakh, tax deduction under 80C
- 🔥 Free ration (PM Garib Kalyan Anna Yojana / NFSA)
5 kg free food grains per person a month (35 kg per Antyodaya family)
Questions people ask
How do I know which government schemes I am eligible for?+
Answer a few questions about your age, work, income and family. The finder checks the main conditions of 29 major central schemes and shows which you likely qualify for, with documents and the official link to apply.
Is my information saved or sent anywhere?+
No. Everything is checked on your phone. Your answers are only remembered on your own device so you don't have to fill them again.
Do I have to pay anyone to apply for these schemes?+
No. Applying for central schemes is free (a CSC may charge a small service fee). Never pay an agent who promises approval, and never share your OTP.
What does 'may be eligible' mean?+
It means the scheme depends on something we can't check here: a government list (like Ayushman Bharat or PMAY-Gramin), your marks, your state's limit, or rules that changed recently. Check on the official website or at the office.