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Government loans & schemes for small businesses 2026 (Full List)
Government loans & schemes for small businesses: the full list with benefits, eligibility and official links. Check your own eligibility in 1 minute, free.
Government loans & schemes for small businesses: the list
Schemes checked for a typical example profile. If your situation differs, change the answers above.
- 🏠 PM Awas Yojana – Urban 2.0
Help to build or buy a house; or 4% interest subsidy on the first ₹8 lakh of a home loan (up to ₹1.8 lakh)
- 🔥 PM Surya Ghar Muft Bijli Yojana
Rooftop solar subsidy: ₹30,000 (1 kW), ₹60,000 (2 kW), ₹78,000 (3 kW or more); up to 300 units free power a month
- 🧓 Atal Pension Yojana
Guaranteed pension of ₹1,000–5,000 a month after 60, based on your monthly contribution
- 🛡️ PM Jeevan Jyoti Bima Yojana
₹2 lakh life insurance for ₹436 a year
- 🛡️ PM Suraksha Bima Yojana
₹2 lakh accident insurance (₹1 lakh for partial disability) for ₹20 a year
- 🏪 PM Mudra Yojana
Business loan without collateral: Shishu up to ₹50k, Kishor up to ₹5L, Tarun up to ₹10L, Tarun Plus up to ₹20L
- 🏪 Stand-Up India
Bank loan of ₹10 lakh to ₹1 crore for a new (greenfield) business
- 🏪 PMEGP (subsidy for a new business)
Subsidy of 15–35% on a new unit's project cost (up to ₹50 lakh manufacturing, ₹20 lakh services)
Depends on conditions
Questions people ask
How do I know which government schemes I am eligible for?+
Answer a few questions about your age, work, income and family. The finder checks the main conditions of 29 major central schemes and shows which you likely qualify for, with documents and the official link to apply.
Is my information saved or sent anywhere?+
No. Everything is checked on your phone. Your answers are only remembered on your own device so you don't have to fill them again.
Do I have to pay anyone to apply for these schemes?+
No. Applying for central schemes is free (a CSC may charge a small service fee). Never pay an agent who promises approval, and never share your OTP.
What does 'may be eligible' mean?+
It means the scheme depends on something we can't check here: a government list (like Ayushman Bharat or PMAY-Gramin), your marks, your state's limit, or rules that changed recently. Check on the official website or at the office.